:root{
  --ink:#0e2630;
  --ink-2:#193740;
  --brand:#007f85;
  --brand-dark:#005f65;
  --accent:#ff5a27;
  --accent-soft:#fff0ea;
  --blue:#1474e4;
  --paper:#ffffff;
  --soft:#f5f8fa;
  --mist:#edf5f5;
  --line:#dfe7e9;
  --muted:#64737a;
  --shadow:0 22px 65px rgba(14,38,48,.10);
  --shadow-sm:0 9px 30px rgba(14,38,48,.07);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.67;text-rendering:optimizeLegibility}
a{color:inherit;text-underline-offset:3px}
img{max-width:100%;height:auto}
.wrap{width:min(1200px,calc(100% - 42px));margin:auto}

.topbar{background:#06242b;color:#c8d9dd;font-size:.77rem}
.topbar .wrap{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.topbar a{color:#fff;text-decoration:none}
.header{background:rgba(255,255,255,.97);border-bottom:1px solid rgba(223,231,233,.8);position:sticky;top:0;z-index:30;backdrop-filter:blur(12px)}
.nav{height:84px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.logo{display:flex;align-items:center;text-decoration:none;min-width:270px}
.logo img{display:block;width:230px;height:auto}
.navlinks{display:flex;gap:22px;align-items:center;font-size:.76rem;font-weight:850;text-transform:uppercase;letter-spacing:.045em}
.navlinks a{text-decoration:none;color:#1e3942}.navlinks a:hover{color:var(--accent)}
.navcta{background:var(--blue);color:#fff!important;border-radius:999px;padding:12px 17px;box-shadow:0 8px 25px rgba(20,116,228,.20)}

.hero{padding:70px 0 92px;background:#fff;overflow:hidden;position:relative}
.hero:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:#edf8f8;right:-180px;top:-190px}
.hero-grid{position:relative;display:grid;grid-template-columns:.82fr 1.18fr;gap:58px;align-items:center}
.kicker{display:inline-flex;align-items:center;gap:10px;color:var(--blue);font-size:.72rem;font-weight:900;text-transform:uppercase;letter-spacing:.13em}
.kicker:before{content:"";width:30px;height:2px;background:var(--blue)}
.hero h1{font-size:clamp(3.2rem,6vw,5.65rem);line-height:.96;letter-spacing:-.06em;margin:19px 0 23px;color:#102e39}
.hero h1 span{color:var(--brand)}
.hero .lede{font-size:1.08rem;color:#596a71;max-width:610px;margin:0}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:51px;padding:0 22px;border-radius:999px;text-decoration:none;font-size:.75rem;font-weight:900;text-transform:uppercase;letter-spacing:.055em}
.btn-blue{background:var(--blue);color:#fff;box-shadow:0 10px 28px rgba(20,116,228,.20)}
.btn-white{background:#fff;border:1px solid var(--line);color:var(--ink);box-shadow:var(--shadow-sm)}
.hero-note{display:flex;gap:10px;margin-top:24px;color:#6a797f;font-size:.8rem;max-width:580px}
.hero-note:before{content:"i";flex:0 0 24px;height:24px;border-radius:50%;display:grid;place-items:center;background:var(--accent);color:#fff;font-weight:900}
.hero-media{position:relative;min-height:520px}
.hero-photo{position:absolute;right:0;top:0;width:84%;height:500px;object-fit:cover;border-radius:30px 0 30px 30px;box-shadow:var(--shadow)}
.hero-blue{position:absolute;left:0;bottom:22px;background:var(--blue);color:#fff;padding:25px 26px;border-radius:0 20px 20px 20px;width:235px;box-shadow:var(--shadow)}
.hero-blue strong{display:block;font-size:2.3rem;line-height:1}.hero-blue span{display:block;font-size:.78rem;margin-top:7px;color:#d9e9ff}
.hero-chip{position:absolute;right:24px;bottom:-2px;background:#fff;border-radius:18px;padding:15px 17px;box-shadow:var(--shadow-sm);display:flex;align-items:center;gap:11px}
.hero-chip b{font-size:.86rem}.hero-chip span{display:block;color:var(--muted);font-size:.72rem}
.photo-credit{font-size:.64rem;color:#88959a;margin-top:6px}

.statbar{padding:0 0 70px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.stat{padding:27px 22px;text-align:center;border-right:1px solid var(--line)}.stat:last-child{border-right:0}
.stat strong{display:block;font-size:2rem;line-height:1;color:var(--brand);letter-spacing:-.04em}.stat span{display:block;color:var(--muted);font-size:.75rem;text-transform:uppercase;letter-spacing:.07em;margin-top:8px;font-weight:750}

.section{padding:90px 0}
.section.soft{background:var(--soft)}
.section.mist{background:var(--mist)}
.section.dark{background:#092832;color:#fff}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:38px}
.section-title{font-size:clamp(2.1rem,4vw,3.45rem);line-height:1.06;letter-spacing:-.045em;margin:0}
.section-head p{max-width:570px;margin:0;color:var(--muted)}
.dark .section-head p{color:#b9cbd0}

.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.service{background:#fff;border-radius:18px;padding:27px 24px;border:1px solid var(--line);box-shadow:var(--shadow-sm);text-decoration:none;transition:.18s transform,.18s box-shadow}
.service:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.service .icon{width:54px;height:54px;border-radius:14px;background:#eef6ff;color:var(--blue);display:grid;place-items:center;font-weight:950;font-size:1.25rem;margin-bottom:22px}
.service .stage{font-size:.66rem;color:var(--accent);font-weight:900;text-transform:uppercase;letter-spacing:.1em}
.service h3{font-size:1.23rem;line-height:1.2;margin:8px 0 10px}.service p{font-size:.84rem;color:var(--muted);margin:0}
.service .arrow{display:block;margin-top:20px;color:var(--blue);font-weight:900}

.about-grid{display:grid;grid-template-columns:1fr .95fr;gap:62px;align-items:center}
.about-media{position:relative;padding:20px 65px 55px 0}
.about-media .main{width:100%;height:500px;object-fit:cover;border-radius:24px;box-shadow:var(--shadow)}
.about-media .small{position:absolute;right:0;bottom:0;width:230px;height:180px;object-fit:cover;border:8px solid #fff;border-radius:20px;box-shadow:var(--shadow-sm)}
.about-card{position:absolute;left:18px;bottom:26px;background:#fff;padding:18px;border-radius:16px;box-shadow:var(--shadow-sm);width:185px}
.about-card strong{font-size:1.8rem;color:var(--blue)}.about-card span{display:block;font-size:.74rem;color:var(--muted);margin-top:4px}
.about-copy h2{font-size:clamp(2.3rem,4vw,3.7rem);line-height:1.04;letter-spacing:-.045em;margin:12px 0 18px}
.about-copy p{color:#5d6d73}
.benefits{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:24px 0}
.benefit{padding:15px;border-radius:14px;background:#fff;border:1px solid var(--line);font-size:.83rem;font-weight:750}
.benefit:before{content:"✓";display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:var(--brand);color:#fff;margin-right:8px;font-weight:900}

.planner-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:50px;align-items:center}
.planner-copy h2{font-size:clamp(2.2rem,4vw,3.6rem);line-height:1.05;letter-spacing:-.045em;margin:11px 0 17px}
.planner-copy p{color:#5f6f75}
.steps{display:grid;gap:11px;margin-top:26px}
.step{display:grid;grid-template-columns:48px 1fr;gap:14px;align-items:start;padding:16px;border-radius:15px;background:#fff;border:1px solid var(--line)}
.step .num{width:48px;height:48px;border-radius:12px;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:900}
.step strong{display:block;font-size:.93rem}.step span{font-size:.79rem;color:var(--muted)}
.planner-media{display:grid;grid-template-columns:1fr 1fr;gap:16px;align-items:end}
.planner-media img{width:100%;object-fit:cover;border-radius:20px;box-shadow:var(--shadow-sm)}
.planner-media .tall{height:455px}.planner-media .short{height:330px}

.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.guide-card{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;text-decoration:none;box-shadow:0 5px 20px rgba(14,38,48,.045);transition:.18s transform,.18s box-shadow}
.guide-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.guide-thumb{height:190px;background:#f2f7f8;display:grid;place-items:center;overflow:hidden}.guide-thumb img{width:100%;height:100%;object-fit:cover}
.guide-body{padding:23px}.guide-stage{font-size:.66rem;color:var(--blue);font-weight:900;text-transform:uppercase;letter-spacing:.09em}
.guide-card h3{font-size:1.18rem;line-height:1.27;margin:8px 0 10px}.guide-card p{font-size:.83rem;color:var(--muted);margin:0}.guide-meta{display:block;margin-top:18px;font-size:.7rem;color:#879399;font-weight:750}

.gallery{display:grid;grid-template-columns:1.3fr .7fr .7fr;gap:16px}
.gallery figure{margin:0;position:relative;overflow:hidden;border-radius:20px}.gallery img{width:100%;height:360px;object-fit:cover;display:block}.gallery figure:first-child img{height:480px}
.gallery figcaption{position:absolute;left:16px;bottom:14px;background:rgba(7,35,43,.85);color:#fff;border-radius:999px;padding:7px 11px;font-size:.68rem}

.cta{background:var(--blue);color:#fff;padding:58px 0}.cta-grid{display:grid;grid-template-columns:1.4fr .6fr;align-items:center;gap:30px}.cta h2{font-size:2rem;line-height:1.1;margin:0}.cta p{color:#d9e9ff;margin:8px 0 0}.cta .btn{justify-self:end;background:#fff;color:var(--blue)}

.pagehero{background:#0a2b35;color:#fff;padding:60px 0 65px}
.breadcrumbs{font-size:.77rem;color:#a8bec4;margin-bottom:22px}.breadcrumbs a{color:#e1ecef;text-decoration:none}
.stage-pill{display:inline-block;background:rgba(20,116,228,.18);border:1px solid #336a8a;border-radius:999px;padding:7px 11px;color:#d8ecff;font-size:.69rem;font-weight:850;text-transform:uppercase;letter-spacing:.06em}
.pagehero h1{font-size:clamp(2.8rem,5.5vw,4.8rem);line-height:1.01;letter-spacing:-.052em;margin:15px 0 17px;max-width:930px}
.pagehero .lede{max-width:820px;color:#bdd0d5;font-size:1.04rem}
.pills{display:flex;gap:9px;flex-wrap:wrap;margin-top:22px}.pill{border:1px solid #42616b;border-radius:999px;padding:7px 11px;font-size:.69rem;text-transform:uppercase;font-weight:850}

.article-shell{padding:50px 0 90px}
.article-grid{display:grid;grid-template-columns:minmax(0,760px) 330px;gap:54px;align-items:start}
.herofig{margin:0 0 28px;background:#fff;border:1px solid var(--line);border-radius:19px;padding:10px;box-shadow:var(--shadow-sm)}
.herofig img{width:100%;display:block;border-radius:13px}.herofig figcaption{font-size:.79rem;color:var(--muted);margin:8px 5px 2px}
.handbook-note{background:#eef7ff;border-left:4px solid var(--blue);border-radius:10px;padding:15px 17px;margin-bottom:27px;font-size:.85rem}
.toc{background:#fff;border:1px solid var(--line);border-radius:16px;padding:21px 23px;margin-bottom:32px}
.toc strong{font-size:.69rem;text-transform:uppercase;color:var(--blue);letter-spacing:.1em}.toc ol{columns:2;padding-left:20px}.toc li{font-size:.8rem;margin:7px 0;break-inside:avoid}.toc a{text-decoration:none;color:#3a4f56}
.copy{counter-reset:sec;font-size:1rem}.copy h2{counter-increment:sec;font-size:1.72rem;line-height:1.2;letter-spacing:-.027em;margin:2.35em 0 .62em}.copy h2:before{content:counter(sec,decimal-leading-zero) " ";font-size:.73rem;color:var(--blue);letter-spacing:.08em;margin-right:7px;vertical-align:middle}.copy p{color:#3d4d53}.copy figure{margin:38px 0}.copy figure img{width:100%;border-radius:16px;border:1px solid var(--line)}.copy figcaption{font-size:.8rem;color:var(--muted);margin-top:7px}.copy details{border-top:1px solid var(--line);padding:15px 0}.copy summary{font-weight:850}.ad-slot{min-height:112px;border:1px dashed #b8c4c8;border-radius:14px;background:#fafcfc;color:#879399;display:grid;place-items:center;margin:34px 0;font-size:.69rem;font-weight:850;text-transform:uppercase;letter-spacing:.12em}.read-next{background:#0a2b35;color:#fff;border-radius:18px;padding:26px;margin-top:42px}.read-next h2{margin:0 0 10px}.read-next h2:before{display:none}.read-next p{margin:8px 0;color:#d0dee2}.read-next a{color:#fff}

.sidebar{position:sticky;top:110px;display:grid;gap:17px}
.side-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:var(--shadow-sm)}
.side-card.dark{background:#0a2b35;color:#fff;border-color:#0a2b35}.side-card.blue{background:var(--blue);color:#fff;border-color:var(--blue)}
.side-card h3{font-size:1.06rem;margin:0 0 12px}.side-card p{font-size:.82rem;color:var(--muted)}.side-card.dark p,.side-card.blue p{color:#d7e7eb}
.plan-list{list-style:none;margin:0;padding:0}.plan-list li{padding:10px 0;border-top:1px solid #33515a;font-size:.82rem}.plan-list li:before{content:"✓";color:#6bb9ff;margin-right:8px;font-weight:900}
.related{list-style:none;margin:0;padding:0}.related li{padding:10px 0;border-top:1px solid var(--line)}.related a{text-decoration:none;font-size:.82rem;font-weight:750}
.side-card .btn{width:100%;background:#fff;color:var(--blue)}

.indexhero{background:#f5f8fa;padding:70px 0}.indexhero h1{font-size:clamp(2.8rem,5vw,4.7rem);line-height:1.01;letter-spacing:-.052em;margin:0 0 15px}.indexhero p{max-width:720px;color:#5c6d73}.filter-links{display:flex;gap:9px;flex-wrap:wrap;margin-top:24px}.filter-links a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 12px;text-decoration:none;font-size:.69rem;font-weight:850;text-transform:uppercase}

.supporthero{background:#0a2b35;color:#fff;padding:58px 0}.supporthero h1{font-size:clamp(2.7rem,5vw,4.3rem);margin:0;letter-spacing:-.045em}
.supportbody{padding:70px 0;background:#f7f9fa}.supportbody article{max-width:820px;background:#fff;border-radius:20px;padding:34px;border:1px solid var(--line);box-shadow:var(--shadow-sm)}
.supportbody h2{font-size:1.55rem;margin-top:2.1em}.supportbody p{color:#3f5056}

.footer{background:#061f26;color:#abc0c5;padding:62px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:40px}.footer-logo{width:230px;filter:brightness(0) invert(1);opacity:.95}.footer p{font-size:.82rem;max-width:350px}.footer strong{color:#fff}.footer h3{color:#fff;font-size:.78rem;text-transform:uppercase;letter-spacing:.09em}.footer a{display:block;color:#abc0c5;text-decoration:none;font-size:.81rem;margin:8px 0}.footer a:hover{color:#fff}.footer-bottom{border-top:1px solid #29444b;margin-top:42px;padding-top:20px;font-size:.72rem}

@media(max-width:1000px){.navlinks{gap:14px}.service-grid{grid-template-columns:repeat(2,1fr)}.article-grid{grid-template-columns:minmax(0,1fr) 285px;gap:34px}.hero-grid{gap:34px}}
@media(max-width:820px){.topbar{display:none}.header{position:static}.nav{height:auto;padding:14px 0}.navlinks{display:none}.hero-grid,.about-grid,.planner-layout,.article-grid{grid-template-columns:1fr}.hero{padding-top:46px}.hero h1{font-size:3.1rem}.hero-media{min-height:470px}.hero-photo{width:92%;height:430px}.stats{grid-template-columns:1fr 1fr}.stat:nth-child(2){border-right:0}.stat:nth-child(-n+2){border-bottom:1px solid var(--line)}.service-grid,.guide-grid{grid-template-columns:1fr 1fr}.gallery{grid-template-columns:1fr 1fr}.gallery figure:first-child{grid-column:1/-1}.gallery figure:first-child img{height:380px}.sidebar{position:static}.toc ol{columns:1}.cta-grid{grid-template-columns:1fr}.cta .btn{justify-self:start}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:540px){.wrap{width:min(100% - 28px,1200px)}.logo img{width:210px}.hero h1{font-size:2.55rem}.hero-media{min-height:405px}.hero-photo{width:100%;height:360px}.hero-blue{left:8px;bottom:0;width:210px;padding:18px}.hero-chip{display:none}.service-grid,.guide-grid,.gallery,.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.stats{grid-template-columns:1fr}.stat{border-right:0;border-bottom:1px solid var(--line)}.stat:last-child{border-bottom:0}.about-media{padding-right:0}.about-media .main{height:390px}.about-media .small{display:none}.planner-media{grid-template-columns:1fr}.planner-media .tall,.planner-media .short{height:300px}}


/* RTM v3 deployment fixes and polish */
.rtm-footer-logo-panel{
  display:inline-flex;
  align-items:center;
  background:#fff;
  border-radius:14px;
  padding:10px 14px;
  box-shadow:0 10px 28px rgba(0,0,0,.12);
  margin-bottom:14px;
}
.rtm-footer-logo-panel img{
  width:220px;
  height:auto;
  display:block;
  filter:none!important;
  opacity:1!important;
}
.footer-logo{filter:none!important;opacity:1!important}
.hero-photo{background:#eef3f4}
.service{min-height:255px}
.guide-card{min-height:365px}
.about-media .main,.about-media .small,.planner-media img,.gallery img{background:#edf2f3}
@media(max-width:820px){
  .hero-media{min-height:445px}
  .hero-photo{position:relative;width:100%;height:420px}
  .hero-blue{left:14px;bottom:12px}
  .hero-chip{right:14px;bottom:12px}
}
@media(max-width:540px){
  .hero-media{min-height:365px}
  .hero-photo{height:335px;border-radius:22px}
  .hero-blue{position:absolute;left:10px;bottom:10px}
  .about-media{padding:0}
  .about-media .main{height:340px}
}